> Is there objective data that US debit cards have more fraud impact for their users? Depends how tightly someones runs their bank account. A fraudulent charge

> Is there objective data that US debit cards have more fraud impact for their users? Depends how tightly someones runs their bank account. A fraudulent charge could come at a bad time and trigger your mortgage payment to fail because of insufficient funds. Though, most bank accounts offer overdraft protection, which is really just an available loan that is automatically taken. For me, very few charges come directly out of my bank account. Everything else goes through a CC so I can review prior to paying each month.