4 ms·
Think of it as cash. If you received $1K of vested RSUs, you have the exact same scenario of getting $1K cash. Would you buy the company stock? If so, keep t
by takinola 4y ago
Think of it as cash. If you received $1K of vested RSUs, you have the exact same scenario of getting $1K cash. Would you buy the company stock? If so, keep the RSUs. Would you buy some other company stock, a new phone, whatever? If so, sell the RSUs and put the money to other use. The only other consideration is that if you choose to keep the RSUs, the additional wrinkle is that the stock is typically not fully liquid because you can typically sell only during certain windows during the year.
- rachitranjan 4y agoAlso the value will fluctuate based on market conditions
- jejeyyy77 4y agoFair, but this doesn’t take into consideration the biggest financial impact for these income levels - taxes.
- kasey_junk 4y agoWhat tax implications would impact here? RSUs get taxed as income when they vest.
- deanmoriarty 4y agoIt’s crazy how many people are still under the impression that holding newly vested RSUs can result in some sort of tax advantage. I work at a FAANG and, despite the massive amount of internal docs on the topic, incredibly smart engineers routinely mention taxes as a reason for not selling newly vested shares.
- idunno246 4y agoagreed, i worked at a tier below faang and had this conversation soooo often. ignoring blackout volatility, since of course our grants didnt line up with windows, pretending it was cash and would you purchase stock on a cash bonus really is the best way to think about it