AFAICT Schufa is not like a US credit score. It's just OK/NOT OK, or a list of "infractions". Which means if you always paid your stuff on time, a virtual +1 i

AFAICT Schufa is not like a US credit score. It's just OK/NOT OK, or a list of "infractions". Which means if you always paid your stuff on time, a virtual +1 is the same as a +1000, and the visible result will just be "OK" and after a while the entries will age out if it was a "NOT OK"