Your reply is disingenuous because it implies that you truly think that there aren't a large number of social engagements that involve purchases. There are, suc

Your reply is disingenuous because it implies that you truly think that there aren't a large number of social engagements that involve purchases. There are, such as restaurants, bars, facilities like bowling, trips, etc. Of course people can go on a hike. I am saying that the other stuff is less accessible for many people during an economic downturn.