Yes, I want to be clear that I was saying you are at least somewhat disorganized (process could be smoother for the same effort and cost), and stressed out by y

Yes, I want to be clear that I was saying you are at least somewhat disorganized (process could be smoother for the same effort and cost), and stressed out by your financials and probably would be in any situation. I didn’t mean to be sneaky with that. :) You mentioned SCORE; experience with that organization is what leads me to say that some business owners handle this stuff better than others whether their financial complexity increases or decreases. We don’t all have the same personality and gifts and that’s okay. Replace $1k with the appropriate percentage of revenue for the typical complexity for the industry of the business.