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> How would you feel if your loan got denied, you asked why, and you found it it would have been approved if you had been born in April instead of June? I mean
by gameman144 4y ago
> How would you feel if your loan got denied, you asked why, and you found it it would have been approved if you had been born in April instead of June?
I mean, I pay more for car insurance because I am immutably male. I don't feel great about this, but assuming that males my age are statistically more likely to be in crashes this makes total sense.
Likewise, I don't feel great that even if I were really good at basketball I'd be way less likely to make the short list of an NBA recruiter, because statistically I'm not going to be as good as someone two feet taller. It may not feel great, but it still absolutely feels fair too.
If people born in April instead of June were actually statistically more likely to be in crashes, I don't see how this is any different or unfair.
- dekhn 4y agoIf I understand correctly, most modern insurance models contain both a general risk ("males are more dangerous so their premiums should be higher") and personal risk ("this male has driven without an accident for 20 years, which is better than the average male, so we categorise them as less risky").
- watwut 4y agoThe car insurance thing was declared gender discrimination in EU and is not done anymore there.