I have an account with a local bank so I can use their branch services as needed. I keep the balance high enough to earn 1¢ of interest every month, and I set u

I have an account with a local bank so I can use their branch services as needed. I keep the balance high enough to earn 1¢ of interest every month, and I set up an automatic system with my main bank to transfer that 1¢ to me. Avoids the dormancy fee!