2 ms·
I've had this discussion countless times and maybe we've got the same problem in just not thinking in budgets. Then again I've often thought that I simply don'
by wink 4y ago
I've had this discussion countless times and maybe we've got the same problem in just not thinking in budgets.
Then again I've often thought that I simply don't need a budget for X if my spending on X (as analyzed over a year, or five) is so much below of what I would put as a budget if you'd asked me to guess one.
Example: If I like buying music, I'd maybe give myself a budget of 30€ for music per month, that's 2 albums. Looking at how many albums I actually buy in a typical year, or in an excessive year - I've never even come close to buying 24 albums in a year. So that thought process might have happened once, 10 years ago and until I start to earn a lot less or albums get a lot more expensive, I'll just buy as many albums as I want, and usually end up with 5-10 per year.