Let’s ignore everything that’s going on with Twitter and just talk about this. Why do I care? Why do I want this? ApplePay on the Web is secure and trustworth

Let’s ignore everything that’s going on with Twitter and just talk about this. Why do I care? Why do I want this? ApplePay on the Web is secure and trustworthy. It’s amazingly frictionless, much better than Amazon Pay was when I used that. It now supports built in package tracking. And it’s biometrically secured, not a password someone can phish or an SMS someone can intercept. I can use it with any card. I don’t need to maintain a balance or go through them for chargebacks/disputes. I just use my normal CC company for that. At normal POS in the real world ApplePay works just like any tap-to-pay EMV card but it’s in my watch so I always have it. I don’t see how Twitter payments could improve on that, just equal it. ApplePay Cash let’s you do P2P payments between users. So that leaves an interest bearing account. There are rumors Apple is doing that and launching it was iOS 16.2. But I don’t care because I already have a savings account. So what’s left? If you can’t get me, is “you’ll get 3% interest” enough to lure people away from Venmo/PayPal?