3 ms·

I feel like if I need to do any design work, then I must be too careless of a coder to begin with.

spywaregorilla 4y ago
That's just... a poorly constructed, bad faith comparison. It's very easy to casually save money without budgeting, especially if you have a high income, which you specifically called out as fair game. For me, checking my bank app every non and then and confirming I've got a good looking net savings per month is fine. You seem to be trying to imply that I must believe that any form or preparation is a sign that you can't execute. Which is dumb.
- mattw2121 4y ago
  As income levels go up, budgeting can be much more casual as you've described. You are still talking about budgeting. You are inferring that I believe all budgeting is an act of OCD.
  - spywaregorilla 4y ago
    > You are inferring that I believe all budgeting is an act of OCD. I've said nothing of the sort. That's pretty rude to people who actually suffer from OCD. I don't personally believe checking my net cash flow every few months counts as budgeting but if you do, sure, that's a semantic disagreement.
    - wink 4y ago
      I've had this discussion countless times and maybe we've got the same problem in just not thinking in budgets. Then again I've often thought that I simply don't need a budget for X if my spending on X (as analyzed over a year, or five) is so much below of what I would put as a budget if you'd asked me to guess one. Example: If I like buying music, I'd maybe give myself a budget of 30€ for music per month, that's 2 albums. Looking at how many albums I actually buy in a typical year, or in an excessive year - I've never even come close to buying 24 albums in a year. So that thought process might have happened once, 10 years ago and until I start to earn a lot less or albums get a lot more expensive, I'll just buy as many albums as I want, and usually end up with 5-10 per year.

That's just... a poorly constructed, bad faith comparison. It's very easy to casually save money without budgeting, especially if you have a high income, which you specifically called out as fair game. For me, checking my bank app every non and then and confirming I've got a good looking net savings per month is fine. You seem to be trying to imply that I must believe that any form or preparation is a sign that you can't execute. Which is dumb.

mattw2121 4y ago
As income levels go up, budgeting can be much more casual as you've described. You are still talking about budgeting. You are inferring that I believe all budgeting is an act of OCD.
- spywaregorilla 4y ago
  > You are inferring that I believe all budgeting is an act of OCD. I've said nothing of the sort. That's pretty rude to people who actually suffer from OCD. I don't personally believe checking my net cash flow every few months counts as budgeting but if you do, sure, that's a semantic disagreement.
  - wink 4y ago
    I've had this discussion countless times and maybe we've got the same problem in just not thinking in budgets. Then again I've often thought that I simply don't need a budget for X if my spending on X (as analyzed over a year, or five) is so much below of what I would put as a budget if you'd asked me to guess one. Example: If I like buying music, I'd maybe give myself a budget of 30€ for music per month, that's 2 albums. Looking at how many albums I actually buy in a typical year, or in an excessive year - I've never even come close to buying 24 albums in a year. So that thought process might have happened once, 10 years ago and until I start to earn a lot less or albums get a lot more expensive, I'll just buy as many albums as I want, and usually end up with 5-10 per year.