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> There is no speech or behavioral weighting in the FICO formula. Yet. Wouldn't be surprised if they add some sort of ESG into the mix before long, in the pus
by bluescrn 4y ago
> There is no speech or behavioral weighting in the FICO formula.
Yet.
Wouldn't be surprised if they add some sort of ESG into the mix before long, in the push to address climate change.
Eat too much meat, fly/drive too many miles, protest for the wrong cause, or like the wrong tweet, and there goes your score.
- 1123581321 4y agoIt seems more likely that ESG will continue to be soft mandated via institutional holder requirements at the corporate level, e.g. the institutions who make the loans available. I agree we should be watchful for any source of loss of personal liberty.