There are some significant differences. For example, the US has the Equal Credit Opportunity Act which prohibits many or most of the prejudicial factors in Chin

There are some significant differences. For example, the US has the Equal Credit Opportunity Act which prohibits many or most of the prejudicial factors in China's system. Most institutions in the United States do not purchase the most invasive data products, and our privacy laws are improving when their 'market share' increases in a certain area. This is the inverse of the situation in China. There are other differences besides those.