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As shitty as this is I don't think it's fair to label the individual a victim. A contract is a contract, and personal responsibility is a requirement in a free-

As shitty as this is I don't think it's fair to label the individual a victim. A contract is a contract, and personal responsibility is a requirement in a free-ish society.

badpun 4y ago
I guess he can be viewed as a victim of his parents, and society in general (schooling system etc.), who never taught him about handling finances. How can a person know something if they were never taught it?
- phpthrowaway99 4y ago
  It really doesn't take a lesson in finances to understand "money is important to have. I get money from work, which is not a sure thing. I should keep some money in reserves for when I don't have an income since jobs come and go". Immigrants from 3rd world countries with zero formal education, zero real family experience with building wealth, save money like crazy in the US.
  - badpun 4y ago
    > Immigrants from 3rd world countries with zero formal education, zero real family experience with building wealth, save money like crazy in the US. There's "building wealth" and there's just responsible money handling. Normal families handle money in responsible manner (have savings, avoid debt etc.) and such behaviors are passed to children. Pathological families can be doing all kinds of crazy things with their money - take up expensive debt for frivolous reasons, spend the whole salary up front and go hungry until the next one arrives, lose houses over small things (e.g. a guy in my family traded a large apartment for a much smaller one, a bottle of vodka and a dog) etc. Their lives is chaos, and that includes the financial aspect of it. A child in such conditions really can have no idea that it's not a normal way to handle money, and that it can be done much better.
  - mavhc 4y ago
    People are way more stupid than you imagine, half of them are paying for addictive drugs that slowly kill them.
- Gareth321 4y ago
  I feel like we've been infantilising people too much lately. There has never been better, easier, and more accessible access to knowledge than today. If this person wanted to learn about how loans work, they could have. They don't want to. That's on them. Or maybe they know exactly how loans work and just really want an expensive truck. That happens plenty. They're not victims. They just have different values and preferences.
- MrPatan 4y ago
  Because literally all the knowledge in the world is in your pocket.
- jshzglr 4y ago
  So everyone is a victim, I don't subscribe to that loose definition.

As shitty as this is I don't think it's fair to label the individual a victim. A contract is a contract, and personal responsibility is a requirement in a free-ish society.

badpun 4y ago

I guess he can be viewed as a victim of his parents, and society in general (schooling system etc.), who never taught him about handling finances. How can a person know something if they were never taught it?

phpthrowaway99 4y ago
It really doesn't take a lesson in finances to understand "money is important to have. I get money from work, which is not a sure thing. I should keep some money in reserves for when I don't have an income since jobs come and go". Immigrants from 3rd world countries with zero formal education, zero real family experience with building wealth, save money like crazy in the US.
- badpun 4y ago
  > Immigrants from 3rd world countries with zero formal education, zero real family experience with building wealth, save money like crazy in the US. There's "building wealth" and there's just responsible money handling. Normal families handle money in responsible manner (have savings, avoid debt etc.) and such behaviors are passed to children. Pathological families can be doing all kinds of crazy things with their money - take up expensive debt for frivolous reasons, spend the whole salary up front and go hungry until the next one arrives, lose houses over small things (e.g. a guy in my family traded a large apartment for a much smaller one, a bottle of vodka and a dog) etc. Their lives is chaos, and that includes the financial aspect of it. A child in such conditions really can have no idea that it's not a normal way to handle money, and that it can be done much better.
- mavhc 4y ago
  People are way more stupid than you imagine, half of them are paying for addictive drugs that slowly kill them.
Gareth321 4y ago
I feel like we've been infantilising people too much lately. There has never been better, easier, and more accessible access to knowledge than today. If this person wanted to learn about how loans work, they could have. They don't want to. That's on them. Or maybe they know exactly how loans work and just really want an expensive truck. That happens plenty. They're not victims. They just have different values and preferences.
MrPatan 4y ago
Because literally all the knowledge in the world is in your pocket.
jshzglr 4y ago
So everyone is a victim, I don't subscribe to that loose definition.