Very. The premise you're floating is the size of a mountain and you're attempting to rest it on top of an egg. A $25 trillion economy, a massive payments ecosy

Very. The premise you're floating is the size of a mountain and you're attempting to rest it on top of an egg. A $25 trillion economy, a massive payments ecosystem, a large payments company in Stripe, and you're talking about isolated examples. Even if there are ten examples, it's ten in tens of thousands of counter examples where businesses aren't having that problem. The obvious point being: all those other businesses aren't worried because your premise is so rare. And for the small number of businesses that end up in the negative scenario, they're not prominent enough to matter as a warning sign to everybody else. You'd need a very big, very common problem to spur the kind of adoption premise you're suggesting. It doesn't exist at present. A big share of Stripe's customers (along with other processors) would need to be suffering like that example.