That does not scale with the fraudsters. To have zero situations like OP is describing, Stripe would need to linearly scale its support team with the number of

That does not scale with the fraudsters. To have zero situations like OP is describing, Stripe would need to linearly scale its support team with the number of fraudsters, which would make their business simply non-viable. This would be the same as saying: I want zero car accidents on the road, so I'll scale the police headcount linearly with the number of reckless drivers.