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May be an indication that web and mobile channels of your bank are not very good. You perceive it is safer (or easier) to go to a branch and get a funds transfe
by Aspos 4y ago
May be an indication that web and mobile channels of your bank are not very good. You perceive it is safer (or easier) to go to a branch and get a funds transfer performed by a random semi-literate clerk, than using an app.
Banking apps are often confusing, dumb (can't predict/detect/anticipate) and struggle to authenticate a user securely, have low transaction limits, so clients resort to going into a branch, getting authenticated via a piece of colourful plastic by a random clerk and requiring a manual labor to perform pretty simple operations such as funds transfer.
- marcosdumay 4y agoWell, now that you mentioned the subject, I think my bank has the only sane multi-factor authentication implementation I have seen on the wild. Including all the usual giant informatics specialized multinationals. And they have been doing it since something around 2005. The threat surface of a physical office is just absurdly smaller than an internet service. And the recovery options completely outmatch anything virtual.
- meowtimemania 4y agoWhat bank do you use? I use capital one and have had good experiences so far
- marcosdumay 4y agoBanco do Brasil. I'm not from the US.
- deleted 4y ago[deleted]