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The problem with Zelle is that you can only link it with one bank account. So if I need someone to Zelle my Last Coastal Credit Union account, I have to unassoc
by dqv 4y ago
The problem with Zelle is that you can only link it with one bank account. So if I need someone to Zelle my Last Coastal Credit Union account, I have to unassociate Zelle from Landfill Bank. Not ideal.
I’m hoping the Fed solution fixes this.
- copperx 4y agoI have three bank accounts and it's difficult using Zelle. I use a different email with two, and a phone number with the other one. But sometimes I forget which account belongs to which email. It's idiotic.
- bubblethink 4y agouse email+bank_name@gmail.com.
- nichos 4y agoThere's enough horror stories about Google and gmail to not trust them with something so important.
- patch_cable 4y agoYou could do the same thing with a different email provider.
- bubblethink 4y agozelle uses email or phone as identity. So you can create as many zelle accounts as bank accounts with email aliases.
- mellavora 4y agoThat's one problem with Zelle. Another is that if you live overseas it is really hard to get it to work, even with a pre-existing US bank account. And you can't make Zelle payments to someone who is not on Zelle. While in theory that's also true for ACH, bank wire transfers have been a thing basically since the invention of wires (telegraph). Sorry, in my experience Zelle is a major step backwards with severe loss of functionality and greatly increased risk exposure.