> The 30-year fixed rate mortgage at negative real rates is the biggest handout the world has ever seen. Agree. I bought a house around a decade ago. Refied in

> The 30-year fixed rate mortgage at negative real rates is the biggest handout the world has ever seen. Agree. I bought a house around a decade ago. Refied into a sub 3% rate. The house next door now rents for 2.5x my mortgage. That's 10s of thousands of dollars/year extra I have in my pocket.