There’s at least some disincentive to doing this with card networks (have to talk to someone, do it too many times and they’ll cancel your card , etc). Automati

There’s at least some disincentive to doing this with card networks (have to talk to someone, do it too many times and they’ll cancel your card , etc). Automatic, no questions asked unarbitrated disputes would collapse the system very quickly, it’s an unlimited free stuff hack.