The problem, as with many things from the current tech cycle is that the valuation demands that this techomnology is available today. DeFi may need to evolve,

The problem, as with many things from the current tech cycle is that the valuation demands that this techomnology is available today. DeFi may need to evolve, and it may need to do something other than blockchain - but something pre-product/market fit shouldn’t have a multi trillion dollar market cap.