"savings" implies that you can withdraw it at any time without loss, which definitely isn't the case with index fund investments. You should only "withdraw" in

"savings" implies that you can withdraw it at any time without loss, which definitely isn't the case with index fund investments. You should only "withdraw" in times of high market prices. people see investments as something that returns 10x - so i say rather than calling index investing "savings", we should call the 10x type investments "speculation" or gambling.