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> On waiting for services: I was actually (and still technically am) on an NHS waitlist which I've been on for the last 5 years, my new employer is just paying

> On waiting for services: I was actually (and still technically am) on an NHS waitlist which I've been on for the last 5 years, my new employer is just paying a private doctor to handle everything which begins next week. Don't you pay something like 60% taxes for this? > of immigration raids being stopped by hundreds of people surrounding the vans until the police leave I suppose illegal migrants are ineligible for public healthcare. Else it's a little counter productive for people to block immigration enforcement isn't it?

intunderflow 4y ago
> Don't you pay something like 60% taxes for this? Yep, my effective tax rate is roughly 55% over the year I've previously applied to go work in the US, particularly at Stripe. Basically got told unless I have something ridiculous (so they can get me an EB-1A) the waiting times for Visas is way too long.
- villaaston1 4y ago
  Are you sure your tax rate is 55%? You’d have to be earning £500k+ and paying off a Plan 4 student loan for that to be the case.
  - intunderflow 4y ago
    Part higher, part additional rate + 9% student loan repayment + national insurance contributions I'm nuking the student loan as fast as possible, especially with the interest rates being near extortion, so hopefully that will mean I get more take home in the future
    - mrcartmeneses 4y ago
      Ah so you’re choosing to repay a loan faster and calling that tax. Be honest please
      - intunderflow 4y ago
        I'm not counting my voluntary repayments in that figure. 45% Income Tax + 9% Student Loan Repayment (mandatory) + 3.25% National Insurance Contributions Gives 57.25%, but this is off because: - Student loan repayments start somewhere above 20k, which decreases it - National insurance runs at 10.25% before going down above a certain income, which increases it - Higher rate and basic rate apply to some income (but no tax free allowance), which decreases it Hence to a round(ish) number roughly 55%
        new299 4y ago
        Honestly I think these kinds of calculations should also include all the VAT you pay out over the course of a year, which I imagine is also reasonably substantial. Also, you're not paying 45% income tax on the total amount right (that's the highest bracket in the UK).
        martingoodson 4y ago
        This is highly misleading. The 45% rate only applies to the portion of salary over £150k. Someone earning £200k will pay 75k in income tax. That’s 37.5% overall.
        blitzar 4y ago
        Impressive you can earn >200k and yet be unable to do basic maths.
    - deleted 4y ago
      [deleted]
    - Scoundreller 4y ago
      You haven’t included VAT in your effective tax rate.
- sph 4y ago
  As sibling comment said, you are NOT paying 55% tax unless you're well above the £300k mark. Do not use hyperbole for sake of argument. I'm in the higher tax bracket and still I'm far away from that percentage. I see that >50% tax rate in Italy, which is the leading cause of tax evasion, with some actually moving their companies to the UK to pay less tax.
- 908B64B197 4y ago
  > Basically got told unless I have something ridiculous (so they can get me an EB-1A) the waiting times for Visas is way too long. Just get an O-1. Wait time for the UK shouldn't be that long anyways.
anamax 4y ago
> I suppose illegal migrants are ineligible for public healthcare They're eligible in the US. > Else it's a little counter productive for people to block immigration enforcement isn't it? Public healthcare is rarely someone's only interest.
rossriley 4y ago
> Don't you pay something like 60% taxes for this? Noone pays 60% tax, the UK taxation is at a similar level to the US for most people, they will pay between a 20% and 30% effective rate although there are progressive bands.
- intunderflow 4y ago
  The higher rate is 40% and that's before National Insurance Contributions, Student Loan Repayments through HMRC, Personal Allowance removal, etc To be fair folks in the US also have to pay for college, but to give an example of the typical situation in the UK: £55,000 loan on a 7.3% interest rate (it was going to be 12% but the government decided to reduce it https://www.bbc.co.uk/news/education-61765891 https://www.bbc.co.uk/news/education-61765891) in a country where the average income is £31,722 per year
  - mrcartmeneses 4y ago
    It really depends when you went to uni. My sister had free tuition and a grant. I had a small tuition fee and student loans (totally 9k at below inflation interest rate, now paid off). New students are unfortunately likely to face the kind of debt and terms you describe. It’s a very sad situation. The conservative government have been running Britain into the ground since they took power after 10 years of very good governance by labour (reduced NHS waiting times, good economic growth, ability to deliver infrastructure projects in time and on budget, reduced crime, reduced child poverty, etc etc.) that was soured by the financial crisis. Then the conservatives grabbed power and shoved the country into reverse, doubling the national debt in the first four years through “austerity” policies designed to reduce spending that instead caused a double dip recession and negated any savings through reduced tax receipts. Then poverty and crime rose while the economy tanked and the social safety net and police and health services were gutted (my local area lost 1/4 of its police officers, for example). And all of that had to be blamed on Eastern European immigrants and Europe so we had Brexit. David Cameron has to go down as the worst prime minister in the history of Britain. He’s been a complete disaster on every front. The current clown is just a sick result of Cameron’s incompetence.

intunderflow 4y ago

> Don't you pay something like 60% taxes for this? Yep, my effective tax rate is roughly 55% over the year I've previously applied to go work in the US, particularly at Stripe. Basically got told unless I have something ridiculous (so they can get me an EB-1A) the waiting times for Visas is way too long.

villaaston1 4y ago
Are you sure your tax rate is 55%? You’d have to be earning £500k+ and paying off a Plan 4 student loan for that to be the case.
- intunderflow 4y ago
  Part higher, part additional rate + 9% student loan repayment + national insurance contributions I'm nuking the student loan as fast as possible, especially with the interest rates being near extortion, so hopefully that will mean I get more take home in the future
  - mrcartmeneses 4y ago
    Ah so you’re choosing to repay a loan faster and calling that tax. Be honest please
    - intunderflow 4y ago
      I'm not counting my voluntary repayments in that figure. 45% Income Tax + 9% Student Loan Repayment (mandatory) + 3.25% National Insurance Contributions Gives 57.25%, but this is off because: - Student loan repayments start somewhere above 20k, which decreases it - National insurance runs at 10.25% before going down above a certain income, which increases it - Higher rate and basic rate apply to some income (but no tax free allowance), which decreases it Hence to a round(ish) number roughly 55%
      - new299 4y ago
        Honestly I think these kinds of calculations should also include all the VAT you pay out over the course of a year, which I imagine is also reasonably substantial. Also, you're not paying 45% income tax on the total amount right (that's the highest bracket in the UK).
      - martingoodson 4y ago
        This is highly misleading. The 45% rate only applies to the portion of salary over £150k. Someone earning £200k will pay 75k in income tax. That’s 37.5% overall.
      - blitzar 4y ago
        Impressive you can earn >200k and yet be unable to do basic maths.
  - deleted 4y ago
    [deleted]
  - Scoundreller 4y ago
    You haven’t included VAT in your effective tax rate.
sph 4y ago
As sibling comment said, you are NOT paying 55% tax unless you're well above the £300k mark. Do not use hyperbole for sake of argument. I'm in the higher tax bracket and still I'm far away from that percentage. I see that >50% tax rate in Italy, which is the leading cause of tax evasion, with some actually moving their companies to the UK to pay less tax.
908B64B197 4y ago
> Basically got told unless I have something ridiculous (so they can get me an EB-1A) the waiting times for Visas is way too long. Just get an O-1. Wait time for the UK shouldn't be that long anyways.

anamax 4y ago

> I suppose illegal migrants are ineligible for public healthcare They're eligible in the US. > Else it's a little counter productive for people to block immigration enforcement isn't it? Public healthcare is rarely someone's only interest.

rossriley 4y ago

> Don't you pay something like 60% taxes for this? Noone pays 60% tax, the UK taxation is at a similar level to the US for most people, they will pay between a 20% and 30% effective rate although there are progressive bands.

intunderflow 4y ago
The higher rate is 40% and that's before National Insurance Contributions, Student Loan Repayments through HMRC, Personal Allowance removal, etc To be fair folks in the US also have to pay for college, but to give an example of the typical situation in the UK: £55,000 loan on a 7.3% interest rate (it was going to be 12% but the government decided to reduce it https://www.bbc.co.uk/news/education-61765891 https://www.bbc.co.uk/news/education-61765891) in a country where the average income is £31,722 per year
- mrcartmeneses 4y ago
  It really depends when you went to uni. My sister had free tuition and a grant. I had a small tuition fee and student loans (totally 9k at below inflation interest rate, now paid off). New students are unfortunately likely to face the kind of debt and terms you describe. It’s a very sad situation. The conservative government have been running Britain into the ground since they took power after 10 years of very good governance by labour (reduced NHS waiting times, good economic growth, ability to deliver infrastructure projects in time and on budget, reduced crime, reduced child poverty, etc etc.) that was soured by the financial crisis. Then the conservatives grabbed power and shoved the country into reverse, doubling the national debt in the first four years through “austerity” policies designed to reduce spending that instead caused a double dip recession and negated any savings through reduced tax receipts. Then poverty and crime rose while the economy tanked and the social safety net and police and health services were gutted (my local area lost 1/4 of its police officers, for example). And all of that had to be blamed on Eastern European immigrants and Europe so we had Brexit. David Cameron has to go down as the worst prime minister in the history of Britain. He’s been a complete disaster on every front. The current clown is just a sick result of Cameron’s incompetence.