> Any time you hear that it is time to invest! Your perceptions of the prevailing market psychology are distorted. Surveys show that retail investors have rem

> Any time you hear that it is time to invest! Your perceptions of the prevailing market psychology are distorted. Surveys show that retail investors have remained bullish. The general sentiment is extremely far from "never invest in stocks," which is what usually marks the bottom of a big recession. Believe it or not, most homeowners continue to think they will see appreciation next year. This recession has barely started and investors have barely even realized we are in a recession.