4 ms·

Please tell me that you called them, or walked into the nearest branch, and demanded that they reverse all but one of the charges, and, either (1) They agreed,

Please tell me that you called them, or walked into the nearest branch, and demanded that they reverse all but one of the charges, and, either (1) They agreed, or (2) You promptly closed your account.

jc4p 15y ago
I had a similar situation happen at Bank of America except in my situation I wasn't relying on a single overdraft, I wasn't expecting any. They put in a transfer from my savings to my checking a day after they said it would go through and did the exact same sorting of large purchases to charge my multiple fees. It took me two and a half hours to get the charges reversed, 30 minutes of which were spent in the nearest BoFA location until I learned I had to commute around town to go back to the original place I opened my account to even discuss the situation.
- impendia 15y ago
  +1, thanks for sharing. Should I move, I now know two banks I should not dream of doing business with.
- jeffool 15y ago
  heh, my phone conversations ended much the same. They told me to go to the branch where I opened my account as well. A state away. (As I mentioned elsewhere, I got them wiped off eventually.)
- daemin 15y ago
  There has been a few situations in Australia where contractors / self employed business people have invoiced the banks for making them wait to be served in line. From memory the banks have paid those invoices, not sure that would work in the USA but if they wasted 2-3 hours of your time for which you can bill serious amounts on, then it might be worth a shot.
jeffool 15y ago
After a long while of phone conversation, they told me "no". I went into the branch and talked to someone there. They also told me "no". Then their spouse walked in; I'd known their spouse for years it turned out! They wiped the fees out for me. That actually pissed me off a little more... But I certainly wasn't going to tell them that. I've not overdrafted since.
- impendia 15y ago
  > That actually pissed me off a little more I greatly admire that.
- matwood 15y ago
  The second half of your conversation should have been to close your account and change banks. Credit unions are the only banking institutions I will deal with now.
deleted 15y ago
[deleted]

jc4p 15y ago

I had a similar situation happen at Bank of America except in my situation I wasn't relying on a single overdraft, I wasn't expecting any. They put in a transfer from my savings to my checking a day after they said it would go through and did the exact same sorting of large purchases to charge my multiple fees. It took me two and a half hours to get the charges reversed, 30 minutes of which were spent in the nearest BoFA location until I learned I had to commute around town to go back to the original place I opened my account to even discuss the situation.

impendia 15y ago
+1, thanks for sharing. Should I move, I now know two banks I should not dream of doing business with.
jeffool 15y ago
heh, my phone conversations ended much the same. They told me to go to the branch where I opened my account as well. A state away. (As I mentioned elsewhere, I got them wiped off eventually.)
daemin 15y ago
There has been a few situations in Australia where contractors / self employed business people have invoiced the banks for making them wait to be served in line. From memory the banks have paid those invoices, not sure that would work in the USA but if they wasted 2-3 hours of your time for which you can bill serious amounts on, then it might be worth a shot.

jeffool 15y ago

After a long while of phone conversation, they told me "no". I went into the branch and talked to someone there. They also told me "no". Then their spouse walked in; I'd known their spouse for years it turned out! They wiped the fees out for me. That actually pissed me off a little more... But I certainly wasn't going to tell them that. I've not overdrafted since.

impendia 15y ago
> That actually pissed me off a little more I greatly admire that.
matwood 15y ago
The second half of your conversation should have been to close your account and change banks. Credit unions are the only banking institutions I will deal with now.

deleted 15y ago

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