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Definitely a more flexible option, but you might trade overall value for that flexibility (in the sense that you can frequently use accrued points for more valu
by jungturk 4y ago
Definitely a more flexible option, but you might trade overall value for that flexibility (in the sense that you can frequently use accrued points for more value than the cash).
- mikestew 4y agoOr you might not, if the only choices are to buy stuff from their shitty Company Store, or convert to airline miles. I don’t need more stuff, and we don’t fly much. There seems to often be an option to convert to cash, but that’s usually a penalty choice. So we dumped the points card(s), and mostly use the Apple Card, which is just straight X% cash. Regardless, if I’m going to play “maximize value of effort expended”, I’ll fire up the Xbox and play an RPG. I’ll get a lot more pleasure out of that than playing with credit cards. OTOH, plenty of folks might consider Octopath Traveller a waste of time, so to each their own.
- 1123581321 4y agoFor Chase, spending points on statement credit or gift cards (the penalty option) is the same 1% Apple gives you when not using Apple Pay.