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Klarna feels like a feature to me, not a self sustaining business. I don't know what other capabilities they provide for merchants but I don't think BNPL can st

Klarna feels like a feature to me, not a self sustaining business. I don't know what other capabilities they provide for merchants but I don't think BNPL can stand on its own, especially in a downturn.

sidebits 4y ago
BNPL is not their only feature, merely the most advertised one. They also provide e.g. instant payments, like PayPal.
krfsm 4y ago
In their home market in Sweden, they are one of the largest providers of checkout services for e-commerce. It's pretty much a Stripe competitor, plus BNPL.