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"Without a way to easily import data directly from my banks/credit cards" What is this wizardry? I go to the web portal of my (banks) and basically do double e
by LAC-Tech 5y ago
"Without a way to easily import data directly from my banks/credit cards"
What is this wizardry? I go to the web portal of my (banks) and basically do double entry.
- atmosx 5y agoUS banks support access via API and apps use to fetch data. European banks usually don’t do that, for security reasons.
- shellfishgene 5y agoI think all German banks at least support getting transaction data via am API.
- amaccuish 5y agoUmm, in the EU due to PSD2, all banks must provide a standardised API: https://en.wikipedia.org/wiki/Open_banking https://en.wikipedia.org/wiki/Open_banking
- Plasmoid 5y agoSort of. IIRC, (either the EU as a whole or just the UK) basically killed open banking. To even use the standard you were required to be an accredited broker even if the data was kept local to the user's device. Getting accredited cost a fortune and basically made it impossible for anyone but the Intuits of Europe to use it.
- p_l 5y agoI think most "normal" accounts in Poland have CSV report options, and some have standardised MT940. "Enterprise" accounts are pretty much dead in the water without some APIs for over a decade now, as far as I know - the big clients want their SAP and whatnot to directly integrate.
- deleted 5y ago[deleted]