Just a gentle suggestion: next time you have a chance, talk to someone who is in the kind of economic situation you allude to here. Talk to the cleaners or sec

Just a gentle suggestion: next time you have a chance, talk to someone who is in the kind of economic situation you allude to here. Talk to the cleaners or security guards at your office, talk to people who perhaps clean your home or cut your grass, talk to any server or cook you interact with. You will hear lots of stories, I'm sure, but not many that fit into your picture here. More people than not are absolutely unable to make progress in their life, they are not "uncomfortable" with it, they are postponing medically necessary surgery to get the hours, they are working 60hrs a week gladly to just make rent, they are trying so hard to be smart with their time and opportunity, with little actual reward. Really, just ask! It will open your eyes, I promise you.