It's kinda funny (in the sad way) that banks here are closing their branches and at the same time their online banking sucks (not even proper 2FA) and without t

It's kinda funny (in the sad way) that banks here are closing their branches and at the same time their online banking sucks (not even proper 2FA) and without the pandemic I still wouldn't be able to pay without cash in most bakeries. This is Germany.