4 ms·
tbh the distinction feels kind of artificial given how many student loans are "paid off" entirely via income-driven repayment plans.
by bpodgursky 5y ago
tbh the distinction feels kind of artificial given how many student loans are "paid off" entirely via income-driven repayment plans.
- s1artibartfast 5y agoThe main distinction is that traditional student debt isn't conditional or easy to discharge. There is a sizable portion of individuals who do not complete or utilize their degrees and are thus left with low income, large amounts of debt, and little prospect of paying it off. ISAs solve this problem.