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In my experience, healthcare is poor at most tech companies in the US. Every now and then you get a "we cover 100%" claim - which again is usually 100% of the p
by Supermancho 5y ago
In my experience, healthcare is poor at most tech companies in the US. Every now and then you get a "we cover 100%" claim - which again is usually 100% of the premium for their selected plans for you...the same as any other company. It's tailored for the typical college grad and not much more. I've declined company insurance 100% of the time over the last 25 years, since I prefer Kaiser. Ofc it's not unusual for companies to only pay into the cheapest providers, when providing employees benefits.
If you have any serious medical issues, you carry your own insurance. Luckily, the salary generally makes this feasible.
- e4e78a06 5y ago> If you have any serious medical issues, you carry your own insurance I've never seen this at any tech company in the SFBA. They cover 100% of the premium for yourself and it's only <$200/mo to cover a whole family of dependents. Their plans are always among the best. Copays are the lowest by far of anything I've ever seen, including ACA marketplace plans, my parents' plans, school offered plans, and non-"tech" company plans. $200/mo is way, way less than I pay in taxes to CA state alone. > since I prefer Kaiser Obviously if you want Kaiser and they don't offer it you have to buy it yourself. Personally I don't feel like the difference is too huge that it justifies buying insurance myself. I used to have Kaiser and you get slightly smaller delays (3 days instead of say a week) to see specialists and that's it.