4 ms·
IDK, in the US, trying to manage your health care as an 'agency of one' is probably going to keep a lot of people away.
by davidw 5y ago
IDK, in the US, trying to manage your health care as an 'agency of one' is probably going to keep a lot of people away.
- abeyer 5y agoMaybe in some states, but certainly not all. ACA health plans are quite easy to manage for an individual in my experience. I spent maybe an hour or two a year of paperwork on health insurance when I was consulting. (Now that doesn't get rid of the nightmare you're likely to face if you have to _use_ the insurance for anything major... but that's just as true on an employer health plan, too.)
- celestialcheese 5y agoThe worst part of the exchanges is the lack of access to PPO plans, at least here in Washington. HMO/EPO plans are trash if you live outside of major cities.
- kube-system 5y agoI bought an EPO directly from the local integrated health system for a couple of years and it was a great experience. It was inexpensive and I never had an issue with my in-network claims. Although, I had care on the other side of the country once with it, and they looked at my insurance card like I was a space alien. It took them over a year to figure out what to do about that claim, but eventually they worked it out between themselves. I would totally do it again -- it's about 1/2 the price of my current BCBS PPO for similar benefits. There's a lot more choice in healthcare when you're not part of a group plan that chooses your options for you.