Housing can be a good investment or insurance, but you need to tax those that own properties they don't use to live in. Otherwise housing will get to a price be

Housing can be a good investment or insurance, but you need to tax those that own properties they don't use to live in. Otherwise housing will get to a price beyond its real worth when people look for ways to invest their liquid assets. We had negative interest rates for government bonds... And renting out has quite the good returns, in my country it is a complete industry that exploits people that need to rent because they just don't have any capital. Nobody should ever rent because it does not build capital. It can be a sensible solution if you actually do have a lot of capital. I doubt that is too widely spread. Immigration can be positive or negative for the lowest income class. They don't have the expectations of the domestic population and can severely decrease income in low-income jobs and they increase competition here. "They build houses" is not really too realistic in my opinion. It is mostly beneficial for the better off classes that actually can pay for care. Sure, the middle class does benefit from cheap labor which immigration provides... But not to the degree large capital owners do.