That's assuming the stock goes up. My friend joined Square in February 2021 right when they were at the peak. His RSUs he got are now worth almost half. Edit

That's assuming the stock goes up. My friend joined Square in February 2021 right when they were at the peak. His RSUs he got are now worth almost half. Edit Time in the market is usually used for index or broad funds, not for individual stocks due to diversification giving better chance of appreciation.