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> I'd be surprised if you had that coverage for your day-to-day driving I know I'm a relatively cautious and responsible driver, though, so I can make a reason
by AlexCoventry 5y ago
> I'd be surprised if you had that coverage for your day-to-day driving
I know I'm a relatively cautious and responsible driver, though, so I can make a reasonable assessment that that's an acceptable risk for me. People renting their cars out through this service don't know anything about who's going to drive their cars.
- 1123581321 5y agoThey know some as the underwriting is performed by Turo’s insurance partner. The car owner also holds their own commercial insurance policy, which examines Turo’s driver-side policy as part of underwriting. Also, you’re still misunderstanding auto claim sizes; to choose $100/300 isn’t to make an acceptable risk judgment. It’s to be covered in effectively every situation even if you were a reckless driver. As a reckless driver, your frequency of claims would be higher, so your premium will be higher, but your claim sizes will still fit in a fairly narrow band. $750k with zero deductible is a shiny number designed to sell their very expensive premium policy. (To be clear, I don’t mind that they offer it.)