7 ms·

Obesity is preventable in 95+% of cases, maybe insurance companies should deny coverage to ~40% of the US?

• bequanna 5y ago
  Smokers pay higher life insurance premiums, right? Risk-adjusted health insurance premiums for preventable lifestyle issues is a great idea. Couple the above with with a ban on advertising pharmaceuticals and we would see a 50% reduction in per capita health care spend almost overnight.
  • dham 5y ago
    But what about people who had Covid before or after vaccines existed? No need to punish them
• seanmcdirmid 5y ago
  Obesity is much harder to prevent than going to the pharmacy and getting a free shot (and going back a month later and doing it again). Comparing easy to hard doesn’t make sense. I’m all for the libertarian solution here: just charge people who refuse to get vaxxed more in premiums to fund their future more expensive Covid treatments. It should not be considered a preexisting condition. This would extend to group plans, except since the risk is all pooled, it would have to be for workplaces that don't mandate the vaccine. And areas of the country that have low vaccination rates should necessarily have higher insurance rates given that vaccines require mass adoption to be effective.