Yeah people would find another way to invent it. Like MLM pyramid schemes. The issue is the bank doesn't borrow money I have. Banks borrow money I have and mone

Yeah people would find another way to invent it. Like MLM pyramid schemes. The issue is the bank doesn't borrow money I have. Banks borrow money I have and money I don't have. Yet who is taking the risk? If something fails government will bail them out with money I no longer have as it was taken from me by taxation long before I deposited it into bank. But government runs the same scam because they also don't have enough money to lend so they borrow money from another bank, namely FED. This bank also doesn't have the money so they start up the printers and act like government owns them. The government debt is so high that if you sum up all the debt government owes and add what government promised (social security etc.) you will find out it pays so much in interest that it's basically bankrupt. Somehow we ended in system where no one has money, everyone owes each other and we all act like it's okay. We all know this will implode and the longer we wait the worse it will be.