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Why do you think payday loan shops exist?

• throwaway0a5e 5y ago
  Primarily to pay government fines and auto repair bills. Nobody is getting a payday loan to buy groceries. They're doing it to stave off things that if ignored will cause them to lose their income and slide further into poverty. They're poor, not stupid.
  • imtringued 5y ago
    Actually the most common reason is to pay rent because you can't bill that on a credit cart.