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I think HN drastically underestimates how many average folks would actually enjoy having an easy to use interest free payment option. Not everyone lives in the
by tw04 5y ago
I think HN drastically underestimates how many average folks would actually enjoy having an easy to use interest free payment option. Not everyone lives in the valley and makes 6+ figures. With Christmas right around the corner I'm betting a ton of folks will welcome the option to spread their bills over 6 payments for free.
- selfhoster11 5y agoThese services are trivial to access by... just Googling for them. It's that simple. No need to promote them in-browser.
- tw04 5y agoAgain, you're assuming the average consumer is equipped to evaluate who is a valid lender and who is a scam. That's simply not reality.
- richwater 5y agoIf you can't take 5 minutes to verify who is lending you money, you probably shouldn't be doing it in the first place.
- selfhoster11 5y agoI don't know about other countries, but at least the UK has a very large website/community dedicated to household financials, bills and so on, called Money Saving Expert. It's more than likely that such services would be mentioned, if your country has a corresponding site.
- Oddskar 5y agoIf you can't afford it, then maybe don't buy it in the first place.
- tw04 5y agoAhh yes, the old: if you don't want to get pregnant just don't have sex. Nothing better than a condescending non-answer to the problem.
- Oddskar 5y agoConspicuous consumption (because that's most likely what this will be used for) is not a problem that needs to be solved.
- 1_player 5y agoThe business model of companies like this is preying on people that don't pay on time. How are you defending such a scummy practice? It's preying on poor people that don't know better. I've seen family and friends get fucked by these companies. The "thanks to us, they can now afford Christmas" excuse is what the sociopathic executive of a loan shark company uses to justify its existence.