Even with 'excellent insurance' (which I think I have as well), you still deal with deductibles, non-covered procedures, inability to choose and shop for prescr

Even with 'excellent insurance' (which I think I have as well), you still deal with deductibles, non-covered procedures, inability to choose and shop for prescriptions, limited choice of providers, HSAs, massively inflated prices... the list goes on. To the point of another commenter, just having to reason and think about the costs of necessary healthcare in one of the wealthiest countries in the world is a complete joke. Some people having OK experiences in the US still pales in comparison to the majority having good experiences in most other developed countries. Edit: Also having your health tied to your employer is also a joke. I've read enough stories about people getting screwed by employers who know they need the insurance and get away with abusing employees.