My first tech job paid 30k/yr 10 years ago. Present tech incomes are not necessarily indicative of future earnings potential. Agreed that with 1 million in th

My first tech job paid 30k/yr 10 years ago. Present tech incomes are not necessarily indicative of future earnings potential. Agreed that with 1 million in the bank destitution is not a real risk, but childcare can run 30-70k/yr. Being forced by circumstances to uproot is far from ideal. 1 million in the bank with drawdowns also runs a severe risk of being hit by a crash sometime in the next 30-70 years one might draw from it.