Don't forget iDeal! It's only used in The Netherlands, but unlike Sofort there is no intermediary company. Basically, a merchant redirects you to your own bank

Don't forget iDeal! It's only used in The Netherlands, but unlike Sofort there is no intermediary company. Basically, a merchant redirects you to your own bank's website. You have to log in, but all transaction details are already fixed. After confirmation, you're redirected back to the merchant and the transaction is complete.