So it's based on where you live? Isn't it just a matter of some employees getting together to rent a cheap flat in a high-income area? Or you "swap" homes with

So it's based on where you live? Isn't it just a matter of some employees getting together to rent a cheap flat in a high-income area? Or you "swap" homes with your single city-dweller friend, who "moves" to a family home in the suburbs...