I have a candidate for an even better reason: I have no reason to believe that Microsoft will not pull a Google and start spuriously locking people out of thei

I have a candidate for an even better reason: I have no reason to believe that Microsoft will not pull a Google and start spuriously locking people out of their accounts (as happens every few months on HN), which may then prevent me from logging in to my own computer. In fact, I've already been locked out of my Microsoft account for "suspicious activity" (which was literally just purchasing Minecraft) and was required to enter a phone number to unlock it. Literal theft - I was compelled to either give up additional personal information or lose access to the software I paid for.