The odds aren't quite 1 in 100 for the typical individual weighing their options at High School age. Typically one would need to get a degree from a good school

The odds aren't quite 1 in 100 for the typical individual weighing their options at High School age. Typically one would need to get a degree from a good school which requires both money (Harvard costs $198k for 4 years now), and a school good enough to create Harvard admissions (1 in 6 students attend a dropout factory), and a stable enough home life that one isn't compelled to simply work to support the family/themselves at graduation.