I hold a decent amount of Eth for this reason, but I actually think the biggest risk to either Bitcoin or Eth as an investment asset is not that crypto will fai

I hold a decent amount of Eth for this reason, but I actually think the biggest risk to either Bitcoin or Eth as an investment asset is not that crypto will fail, but that it will succeed enough that enough that institutional crypto users are sophisticated enough to create altcoins (or just hard forks) for these kind of banking-reserve use-cases. Market cap for crypto can go up by 100x but crypto overall could still be inflationary by adding new niche crypto asset classes.