Not the OP, but I don't really get it. Maybe I'm missing something. They're basically creating cash accounts? Not quite a bank but... not far off it. I feel li

Not the OP, but I don't really get it. Maybe I'm missing something. They're basically creating cash accounts? Not quite a bank but... not far off it. I feel like a simpler solution is just mandating that banks are required to offer a basic cash account at a set maximum cost. It doesn't feel like the bitcoin part of the experiment is really doing anything special. It's all in a single app and all held by a holding org. They just track who has how much of the reserve. Not really the free and open bitcoin?