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I suspect that insurance coverage is going to require strong telemetry at some point. Obviously a person could pick a car of a given year/model that meets thei
by kingsuper20 5y ago
I suspect that insurance coverage is going to require strong telemetry at some point.
Obviously a person could pick a car of a given year/model that meets their needs and rebuild it forever, at least until the government or (once again) the insurance companies regulate you out of it. It's for the children after all.
- sagarm 5y agoI actually already use Metromile, an insurance company that charges per mile and uses GPS tracking to measure that mileage. I'm very happy with it. I no longer have to subsidize heavy drivers, and my rates are much lower as a result. I can always check the location of my car (in case of theft or forgetfulness) and there are other smaller benefits like diagnostics being pushed to my phone. As a bonus, they allow you to change your policy at any time, enabling me to opt in and out of comprehensive and collision based on the time of year.
- 1123581321 5y agoMetromile, and other similar programs, are neat. You are still subsidizing heavier drivers because your premium doesn't decrease proportionately to the reduced risk due to the data you provide and the agreements you make. But they certainly can save money.
- SyzygistSix 5y agoI don't have a problem with that. But it ideally will be encrypted until I release the data when there is a claim or a subpoena. I don't see a technical reason why this cannot be done.