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If they do that for cards reported lost/stolen then that's a lawsuit waiting to happen. Thankfully it hasn't happened to me or anyone I know and this is the fir

• 0xEFF 6y ago
  My chase sapphire card number was stolen while on vacation out of the country before covid. Reported the fraudulent charges and got a new card and number. Recurring subscriptions transferred for about 12 months then I had to update the card number. I’m not a payments expert but presumably the subscription is tied to some authorization and not necessarily the number itself.
• nulbyte 6y ago
  Not really. If you authorized a recurring charge, it isn't unauthorized, and you are liable. Most people want recurring charges to continue. Just because you lose your card doesn't mean you want to forget paying your phone bill or something. Merchant disputes are a thing, but they are not the same as an unauthorized charge.
• Dylan16807 6y ago
  As long as the recurring charge wasn't created while the card was lost/stolen, what's the problem?