4 ms·

What 3 ETFs do you invest on?

• freetime2 6y ago
  SCHB, SCHF, and SCHE. That's a bit of an oversimplification because I do have some other assets I've picked up over the years. But the bulk of my net worth is invested in those 3. If I were to start over again I might even just hold SCHB, which I feel has enough international exposure to make SCHF and SCHE somewhat redundant, while also being more efficient for taxation purposes.
  • Scoundreller 6y ago
    As a Canadian, I have a similar stance: the US stock market provides enough intl diversification. Canada has a lot of resource companies which largely follow the global economy. Most big corps have less than half of their sales in US. Developed markets still pay with a visa/MasterCard and have iphones. Or the US owns a stake in their local equivalent. Or Amazon is expanding there. Truly emerging markets barely have a stock market, but their citizens probably eye a Coca Cola, have an intel PC and an android phone doing searches on Google.
  • tim333 6y ago
    There's a potential tax advantage in splitting into different holdings. If you need money you can sell the one that hasn't gone up thus delaying or avoiding capital gains tax.